8582 W Colfax Ave
Lakewood, CO 80215
Most states require that drivers obtain some auto insurance, with the specific requirements varying from state to state. It is vital that Lakewood, CO residents purchase adequate auto insurance, as this will protect your assets if you are involved in an accident that is determined to be your fault. Liability coverage will take care of damages to another person's vehicle, and it will also cover medical costs. To a certain extent, it can also pay expenses related to lawsuits, and your agent can discuss specific coverage options with you in greater detail.
Colorado residents will have the opportunity to set their insurance limits, and this will be the maximum amount an insurance policy will pay out. You can also choose your deductible sum, and this is how much you will be responsible for paying out of pocket. A lower deductible will cause you to have a higher premium each month, and a higher deductible will do the reverse.
You can also purchase collision coverage. This will pay for the repairs to your vehicle when you hit another vehicle or inanimate object. Comprehensive coverage will cover expenses related to situations where your car is damaged from falling tree branches and other circumstances not related to an accident. Underinsured insurance pays your medical bills and property losses when the motorist who hits you has inadequate insurance, and uninsured motorist coverage does the same when the other motorist has no insurance at all.
We at Premier Group Insurance can help you get the auto insurance package you need. We are experienced and knowledgeable in providing insurance services. We serve the residents of Loveland, Colorado Springs, and Lakewood, CO, as well as people who live in Arizona, California, Florida, Iowa, Minnesota, Nevada, and Texas. Visit our site to find a quote on homeowners and automobile insurance. We invite you to call or stop by our office to speak to us about all your auto insurance needs today!