8582 W Colfax Ave
Lakewood, CO 80215
The largest investment that most people will ever make is their home. For those that are located in Lakewood, CO, and other areas of the state of Colorado, having an adequate home insurance policy is very important. Before choosing a home insurance policy, several factors need to be taken into consideration.
When you are looking for an insurance policy for your home, the first factor to consider is the requirements of your lender. All mortgage lenders will require a borrower to have a home insurance policy that will provide property and liability protection. It is important to carefully review the minimum requirements set forth by the lender and ensure that you comply.
While a home insurance policy will provide you with blanket personal property coverage, it is typically limited to no more than a few thousand dollars per item. If you have more expensive personal items, such as jewelry, art, or other collectibles, it would be beneficial to obtain additional insurance coverage through a personal property rider. This will provide direct coverage to the specified personal property items.
When shopping for insurance policies, it would be a responsible idea to consider combining your insurance policies into one aggregated coverage. Insurance companies should be able to combine all of your insurance policies, which typically include home and auto, into one larger policy. This then spreads the risk around, which could allow the insurance company to provide you the insurance at a reduced rate.
For those that are located in Lakewood, CO and other areas of the state, it would be a good idea to reach out to Premier Group Insurance for a quote. Premier Group Insurance is a leading provider of home insurance to consumers located in Colorado, Arizona, California, Iowa, Florida, Minnesota, Nevada, and Texas. The company will be able to discuss your insurance needs and provide you with a quote. We also provide an online rating tool for quotes from home on auto and home insurance.