Does My Insurance Cover Someone Who Borrows My Boat?

You should think of your boat, much like you do your car. Letting others borrow it can lead to disaster if they don’t have the necessary experience to handle your boat safely. In Lakewood, CO, the agents of Premier Group Insurance can assist you in protecting yourself from unwanted risks and liability. Never let someone you don’t know borrow or rent your boat.

Protect Your Investment

Letting someone else drive your boat can cause you a variety of headaches, especially if the person has minimal experience on the water. To adequately protect your boat, don’t let just anyone drive it. Always make sure the other person knows the boating laws in the state of Colorado. While the best way to prevent an accident is to not allow others use your boat, there may be times when you may have to let someone take over.

Make Sure They Have Their Own Policy

If someone wants to drive your boat, make sure they have their own insurance policy. It’s also vital that they have taken and passed a state-approved, boat safety class. The safety class will not only teach them how to handle a boat in a variety of situations. These classes also show what to do if an accident does occur.

The agents at Premier Group Insurance serve residents throughout the Lakewood, CO area, as well as many of the surrounding communities. They offer advice and recommendations on how to properly care for your boat and keep both you and your family safe while spending time on the water. You can always call if you have questions concerning your boat insurance and how to protect your investment.