Protect Your Rental Investments with Confidence
Smart, Simple Landlord Insurance Coverage
Get reliable, affordable landlord insurance through Premier Group Insurance (PGI), making it easy to protect your rental homes, apartments, condos, and more with one convenient, streamlined policy.
Hundreds Of Happy Clients
People You Can Count On
Our Partners
Navigating insurance can be overwhelming, but it doesn’t have to be. Our straightforward process ensures you find the right coverage tailored to your needs.
Smart Colorado Landlords Choose Purposeful Protection, Not Luck
Owning rental property in Colorado comes with incredible opportunities—but also real risks that traditional homeowners or renters insurance simply won’t cover. That’s why securing a dedicated landlord insurance policy is one of the smartest steps you can take to protect your investment. Premier Group Insurance (PGI) helps Colorado landlords safeguard their single-family homes, multi-family properties, apartments, condos, manufactured units, hotels, motels, and even vacant or renovated buildings with coverage designed specifically for rental situations.
A landlord insurance policy goes beyond basic structural protection and helps shield you financially from tenant-caused damage, liability claims, and income loss from covered events. Many new landlords mistakenly assume renters insurance fills these gaps, but renters insurance typically does not cover:
- Damage to your building or structure
- Liability claims involving the property owner
- Lost rental income due to covered losses
With PGI’s expert guidance and easy landlord insurance quote process, protecting your property becomes simple, affordable, and stress-free.
Protect What Matters Most
Join us today and discover the peace of mind that comes with comprehensive insurance coverage.
Essential Property Types Every Landlord Should Protect
Single Family Homes
Apartment Complexes
Vacant Or Restoration
Multi-Family Home
Manufactured
Condos
Vacation/ Short-Term Rentals
Commercial Properties
Key Landlord Insurance Coverages to Consider
Landlord insurance through PGI offers comprehensive protection designed specifically for rental properties, helping Colorado landlords safeguard buildings, income, liability, and more from unexpected events.
Building Structure & Detached Structures
Protects your property’s foundation and provides coverage for detached garages, sheds, and other outbuildings essential to your rental investment
Loss of Rental Income
Covers income loss when a covered event forces your rental unit to become temporarily uninhabitable.
Shared Walls & Utilities
Provides protection for shared areas, utilities, and systems commonly found in apartments, duplexes, and multi-family properties.
Commercial & Residential Liability
Covers liability for commercial, residential, and short-term rentals, protecting landlords from tenant injuries or on-site incidents.
Fire Damage & Other Natural Disasters
Protects against fire, smoke, wind, and other natural disaster losses that jeopardize your investment.
Vandalism & Criminal Activity
Offers financial protection against intentional damage, break-ins, and other criminal acts affecting your rental units.
Hail Damage
Covers costly repairs caused by Colorado’s frequent and severe hailstorms.
Water Damage
Provides coverage for sudden and accidental water damage affecting your rental property.
How to Get Covered Quickly
PGI makes securing landlord insurance simple with a fast, streamlined process designed to help Colorado property owners get the right protection without hassle, confusion, or unnecessary delays.
Step 1: Request A Quote
Start by requesting a quick landlord insurance quote so PGI can assess your property type, risks, and coverage needs to build a strong protection foundation.
Step 2: Customize Coverage Plan
Work with PGI to tailor a landlord insurance policy that fits your property—whether it’s single-family, multi-family, short-term rental, or a specialty unit needing unique coverage.
Step 3: Finalize Coverage Plan
Review your customized policy, confirm coverage details, and secure your landlord insurance so your rental investment is fully protected with confidence and clarity.
Frequently Asked Questions
Find answers to common questions about reaching our customer support team.
What does landlord insurance through PGI typically cover?
PGI’s landlord insurance policies generally cover the building structure, detached structures, liability, loss of rental income, and damage from events such as fire, hail, vandalism, and water-related incidents.
Does landlord insurance replace renters insurance for my tenants?
No. Renters insurance protects tenant belongings, while landlord insurance protects the property owner. PGI’s policies cover the building, liability, and income loss—not tenant possessions.
Can PGI insure different types of rental properties?
Yes. PGI provides landlord insurance for single-family homes, multi-family units, apartments, manufactured homes, condos, vacation rentals, hotels, motels, and even vacant or restoration properties.
Will landlord insurance cover income loss if my property becomes unlivable?
Yes. PGI offers loss-of-rental-income coverage that helps replace rental income when a covered event forces tenants to move out during repairs.
How does the landlord insurance quote process work with PGI?
PGI makes the process easy—request a quote, outline your property details, and PGI will help you customize a policy based on your rental type and risk profile.
Is liability insurance included in PGI landlord policies?
Most PGI landlord insurance policies include liability coverage, protecting you if a tenant, visitor, or contractor is injured on your rental property and files a claim.
Still have a question?
We’re here to help!
Contact Premier Group Insurance
Get In Touch
We’re here to assist you anytime, anywhere.
Reach out to us for quick assistance via email.
Phone
Call us for immediate support and inquiries.
Office
Visit us at our convenient location for in-person support.