Does the color of your car impact your insurance?

We have all heard the rumors about car insurance. Having that flashy bright red car will make your insurance premiums higher. Is this actually the case though? Is there any truth to the color of your car being able to impact the cost of your car insurance?

It turns out what is more important when examining the cost to insure your car is the type and model of your car. In fact, the color of your car is not even asked for on most car insurance policies. If you drive a more expensive luxury brand car or a sports car you are likely to see price increases on your premium. However, choosing a silver sports car over a red sports car in the attempt to save you money really will have no impact at all. 

It is also important to keep a clean driving record. Regardless of the model of the car, if you are racking up moving violations you can expect to see your car insurance premiums increase. If you collect too many moving violations, it is entirely possible to run into problems finding car insurance companies to offer you coverage.  

Car insurance myths have a way of sticking around, and it is a good idea to talk to the experts to uncover the truth. Serving drivers in Colorado Springs, CO, the experts at Premier Group Insurance are happy to help with any questions you might have. If you are a new driver in Colorado Springs, CO and are looking for a new policy, or simply have questions about an existing insurance plan, feel free to reach out to Premier Group Insurance for your car insurance needs today.